Things worth knowing

oibe isn’t for money people, it’s for curious people. You don’t need a financial plan — just a willingness to be on the other side of the trade. The kit gives you the structure. Your kid brings the curiosity.

No, and no. oibe is a structured system for practicing real financial concepts — buying, earning, and selling. There are no winners, no scores, no levels. Just a kid, a caregiver, and a real exchange.

oibe PBC, LLC — a Delaware Public Benefit LLC based in Baltimore. Designed in Charm City. Handcrafted in Lancaster, Pennsylvania. Made in the United States.

The Notice kit is first — recommended at age 5. Each kit that follows builds on the last. The cadence starts quarterly, then slows to twice a year, then annually as your kid grows. By 13, they’ve grown up with the whole system.

Financial habits begin forming before age 7 — through experience, not explanation. Kids as young as 3–5 can grasp financial concepts when they’re concrete. The window is real.

Because at this age, abstract concepts need something to hold. An app removes the friction that makes the lesson real. The physicality is the point.

Ages 4–6, recommended at 5. If your kid is younger, give it a year. If they’re older, the next kit is for them — the system is designed to grow with your child.

The Reach kit is next, designed for ages 5–7. It builds on what your kid learned in the Notice kit — same system, expanded concepts. It’s in development now.

One kit per family is the current model. The market tray is a household fixture. We’re building sibling expansion packs — a second Keep and token set without duplicating what you already have. Let us know if you have multiple kids who could benefit.

Winter 2026 is our target. If that changes, you’ll hear from us.

Designed in Charm City, Maryland. Handcrafted in Lancaster, Pennsylvania. Made in the United States.

The $50 deposit reserves your spot. It’s fully refundable and applied toward your kit at $125 when it ships. The $100 founder’s price is full payment now, at a locked price available only to the first 100 customers.

Yes — for any reason, before your kit ships. No email required. See our Shipping & Returns policy for full details.

Your card number never touches our systems. Stripe handles all payments.

Their name and date of birth — collected when you confirm your shipment, not at checkout. We use it to confirm age appropriateness and to distinguish between kids in the same household.

Never. Not to anyone. Not under any circumstance.

Email us. We’ll delete your record promptly.